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The cost of presenteeism has now surpassed the cost of absenteeism. Presenteeism, which refers to sick employees who come to work instead of staying at home, now surpasses $180 billion annually. Absenteeism, where the employee does not report to work, costs $118 billion annually and medical expenses and lost productivity. Employee "illness" can be grouped into five different categories. The Society for Human Resource Management (SHRM) breaks down the impact in this way: 1. Personal illnesses account for 35% 2. Family issues make up 21% 3. Personal needs combine for 18% 4. An entitlement mentality accounts for 14% 5. Stress makes up the final 12% The SHRM figures refer to absenteeism alone...

On February 8th, 2007 the Wall Street Journal published an article on "sick days-when to keep your child home from daycare". To summarize the article it basically discussed the fact that many parent's have problems when children become ill and they still have to go to work. This is very true, many parent's do have problems when finding back-up childcare mainly because we are a busy society and just about everyone has something planned today, tomorrow and next week. So when a child does all of the sudden become ill it's a huge issue. Part of the problem also lies in the child care facility and their clear explanation of what their policies are. The article in the Wall Street Journal stated that many...

Thousands of children are terrified to go to school because of a bully. Have you ever wondered what happened to the bully in your school? Well, that schoolyard bully grew up, got a job, and is now a workplace bully. She still uses threats, ridicule, and a negative disposition to terrorize those around her. Workplace bullying is aggressive or unreasonable behavior designed to negatively impact or destroy a coworker. Workplace bullies can be managers, coworkers, subordinates and even clients. Workplace bullies are insecure people who attempt to mask their insecurities with control and domination. The target usually provides insight into the bully. Bullies often target people they envy, people who have...

Swallowing slices open your throat, congested sinuses trip hammer in your head and you can hardly croak out your name to answer your office phone. Yet you do, because you have dragged your sorry self into work - even though your bed was calling you back to its comforting sanctuary. Whatever happened to the days when we faked a cold to get out of going to school?! According to several studies they are gone - long gone. As reported by L.M. Sixel of the Houston Chronicle News Service (13/12/2006), "according to the study of human resource executives, 66 percent of sick employees come to work because they're worried about missing important deadlines, while 56 percent have no one to cover for them...

The New Family Medical Leave Act titled Military Family Leave Notice has been signed into law H.R. 4986, the National Defense Authorization Act for Fiscal Year 2008 (NDAA) by President Bush, and became effective January 28, 2008 This new law provides eligible employees working for covered employers two important new leave rights related to military service: (1) Eligible employees are entitled to up to 12 weeks of leave for any qualifying exigency arising out of the covered family member’s active duty, (2) Eligible employees are entitled up to 26 weeks of leave in a single 12-month period to care for the covered service member who is recovering from a serious illness or injury. The employee is...

> All about the Family Medical Leave Act, its importance for the employee and its intricacies Are you a working parent who sometimes needs to take time off your job to take care of your sick child, spouse or parent? Then you must be well informed about the intricacies of the Family and Medical Leave Act or (FMLA). In 1993, the federal government enacted the Family and Medical Leave Act (FMLA) as a law intended to assist employees in balancing their responsibilities at work and their responsibilities with family and personal health. The FMLA have a set guideline on who can be eligible for availing the said absence benefits. These benefits may reach up to 12 weeks of leave without pay but with...

With some time and a little effort anyone can find some work, they can get a job that will either pay the bills or come close. But what does it take to find and get High Paying Work? Here are 3 Overlooked Ways To Getting Hired For Big Bucks in any Industry. There are over a dozen ways to make an income off of every position in a company. For example; there are production personnel, salesmen, managers, executive's financiers, marketing experts all in one company to make and sell a hammer. Now how can you make the big bucks? The big bucks can be made when you understand the gaps between the company's positions. No company hires every single employee they need, many times throughout the year companies...

As an attorney defending people from employment discrimination since 1991, the worst discrimination is against a pregnant employee. Harassing or terminating a pregnant woman can be incredibly heinous. Firing a woman who is pregnant leaves her with no income, no hope to find a new job and no health insurance. All that when she most needs to keep her job, her income and medical insurance to take care of hospital and other bills incurred in an expanding family. Very few employers will hire a woman who is obviously pregnant. There is going to be time off needed for regular doctor visits. The potential for complications requiring extended time off. The near certainty that delivery of the baby will...

Although this year is going to be dominated by the coming General Election, with the last possible date on which it can be held being 3rd June 2010 there are already legislation changes and new legislation which will come into force prior to the General Election. As you may be aware, there are two dates in a year when legislation is likely to change; these are usually 6th April and 1st October. During April, there are a number of legislative changes planned to come into force. You may have noticed comment in the press about so-called "fit notes". The Social Security (Medical Evidence) and Statutory Sick Pay (Medical Evidence) Amendment Regulations 2010 come in to force on 6th April 2010. These...

If you are injured at work then you may well be eligible for accident at work compensation. If your employer is at fault - if its due to dangerous working conditions, faulty equipment or other unsafe situations caused by your employer's inattention - then under the health and safety at work act, you could receive compensation beyond simple statutory sick pay. Under the Health and Safety at Work Act, an employer has a "duty of care" to look after their employees wellbeing as far as possible. No matter what the size of a business, regular risk assessments should take place to spot possible health and safety hazards and someone in the organisation should be given responsibility for overseeing this. All...

They say that most accidents occur in the home - but the workplace probably comes a close second. After all, if you're like the average UK employee, you probably spend more time at work during the week than you do at home. Figures from the Health and Safety Executive (HSE) suggest that in 2006-07, 274,000 reportable injuries occurred. What's more, during the same time period, 241 workers were killed while at work. So what should you do if you've been in an accident at work? First things first: always report an accident to your employer. Remember, your employer is legally-bound to protect you from health and safety issues, so you shouldn't feel that reporting an accident is tantamount to dissent...

Running any size of business or organisation comes with certain administrative responsibilities which form the core administration functions, which are viewed as crucial to smooth running and cost effective operation. One of these important administrative functions is the management of the Business Payroll and how efficiently it is managed to ensure that employees salaries or wages are accurately calculated and paid on time. Any interruption or delay can have a psychologically negative effect amongst a workforce and in some instances affect their performance if pay day delays become a regular occurrence and inconvenience. Additionally, in todays competitive business environment, businesses cannot...

All employers (whether a worker is employed or a contractor) have a duty to take care of their employees. This duty includes the duty to ensure that they are working safely and have proper equipment and methods of work. It is not reasonable for an employer to just say "just get on with the job". Lifting injuries are one of the most common types of injury in the workplace and an employer should always ensure that the lifting is done in a safe manner. The Health and Safety Executive give a lot of guidance to employers and employees on how heavy loads should be lifted safety. One of the things which an employer must do is ensure that a person does not lift a heavy weight on his own and they must also...

There are a number of steps you should take following an accident at work. Below is a basic, 5-step checklist to help you to make sure that you gain any assistance you are entitled to following a work accident, and to reduce the likelihood of another, similar accident happening in your workplace. 1) Record your injury in the accident book All employers, other than very small companies, are required to keep an accident book. As an employee, it is in your interest to record any work injury in this book, as it can serve as evidence if you need to make a work accident claim at a later date. The accident book also enables your employer to keep track of problems and to make any changes necessary to...

Do you have enough protection? Of course you will say yes, everybody does, however is this really true? Who are you trying to kid? The facts are these; you won't have enough cover, you won't have enough savings and you are only kidding yourself! Take a minute to ask yourself the following questions. Write the answers down and you will be surprised by the outcome. 1. How much money do I bring home a month/week? 2. How much sick time do I get from work? 3. Do I get full pay for this time? 4. How much savings do I have? 5. After all essential expenses how much am I left with each month? 6. What insurances do I have in place? 7. If I'm off work for 12 months could I still afford the mortgage? Now let me...

It has been the tradition for contractors to refuse efforts to make them into regular PAYE employees. Contractors enjoy additional earnings and a more flexible working schedule (should they choose of course) However, they haven't had the same benefits given to full time, permanent employees. That is where an Employee Benefit Trust (EBT) steps in. Umbrella companies offer statutory benefits to contractors, which include: - Holiday pay - Maternity and paternity leave benefits - Statutory sick pay commensurate with regular employees - Guaranteed minimum wage or above and minimum weekly hours - Redundancy payments - Contractors may have no employee rights with their clients, but an umbrella company (EBT...

As the new coalition government addresses the deficit, the impact of public sector sickness absence is likely to be raised, and force organisations to deal with absences. The extent of this challenge has been illustrated by IRS research into absence costs, which showed that absence costs in the public sector last year were on average 685 pounds sterling per head compared to 455 pounds sterling per head in private sector services. It also revealed that absence took up 3.8% of working time last year for public sector employers, compared to 2.6% in the private sector. These findings have supported the research of the Chartered Institute of Personnel Development (CIPD) on the widening gap between the...

Health and Safety and Work Accidents When you are work you have the right to be protected from harm by your employers. Health and Safety laws place responsibilities on your employer to ensure your protection. The extent of work your employer will need to undertake to discharge their responsibilities is dependent on the nature of your work and the potential hazards. For example, an employer of office staff will not have so many risks to be alert to as a factory or construction site employer. Your Employer's Health and Safety Responsibilities Your employer has to carry out a risk assessment. This will involved them looking at all aspects of the workplace and seeing how employee's might come into harm...

The Equality Act (8th April 2010) will come into force in October of this year representing the most radical changes to employment law in thirty five years, in the United Kingdom. This act has been developed with two specific purposes in the eyes of the government; to strengthen and consolidate the law in relation to equality and to simplify and harmonise existing discrimination legislation. The intent was to counteract two specific economic risks present under previous legislation; the risk to the transparency of the law brought about by the ambiguity of current legislation leading to legal cases arising from ignorance and the risk to the efficiency of markets as a result of the continued...

It hit me at the thought of food! Mild nausea, mild pain across my rib cage - bearable discomfort, nothing massive. "Cor," I thought, "what have I eaten?" I felt sick, like I had a bad case of heartburn - I've suffered heartburn on and off for the whole of my adult life, so it was nothing new. I tried to drink, but that increased my nausea. I tried to eat, but that didn't help and increased the pain! So I lit a cigarette (oops!) and hoped it would feel better soon. I work as a Van Sales Representative, selling goods to shops. I drive a van between 50 and 180 miles a day, and deliver between 200 and 500 kilos of goods each day. On this particular day I had just 8 deliveries and only one of those was...

div class="googleright"> It is surprising to know that something such as “fake doctor sick notes” exists and that it is openly and widely marketed even online. This kind of “product” came to existence simply because it has a market – there are people who need it and who are willing to pay for it. But what causes them to use this kind of cheat notes? Sick notes are actually statutory certificates issued by a doctor stating that a person has either psychological or physical problem. Doctors are obligated to issue them when appropriate. Nowadays, the need of doctor sick notes stems out from different purposes – ranging from valid reasons to not valid. Some patients...

"body"> If you’re incapacitated for any reason and are unable to work, you mayqualify to receive certain benefits from the government to assist you. This is one of a series of guides to government benefits, in whichyou’ll find practical information on the range of benefits that may beavailable to you. Statutory sick pay – this benefit is paid to people who arein employment but are unable to work due to illness. It’s currentlypaid at £70.05 per week for up to 28 weeks of illness, and can beclaimed after four or more consecutive days of being sick. (If you’restill unwell after 28 weeks, you can apply for incapacity benefit.) Toclaim statutory sick pay, you’ll need...

Stress in the workplace is not an uncommon experience, in fact anyone who feels under pressure to perform tasks within a given time-span is likely to feel stressed. Understanding the causes and symptoms of work related stress will help you to understand how you can avoid or deal with it. There are a wide variety of factors that cause work related stress and a wide variety of symptoms. You should be on the lookout for reactions to this stress in both yourself and other work colleagues. This short guide to stress at work can help you recognize and cope with these reactions and show you how to deal with them one step at a time. Causes of Stress in the Workplace On average, one out of every six...

Paralegal Career If you are looking to get in the legal arena of the United States but don't have almost a decade to devote to law school, a paralegal course taught at an American paralegal college could be the right answer for you. While attorneys assume full responsibility for their legal services, paralegals usually assists them in nearly every part of their work. Paralegal Schools If your trying to get a para legal job, your smartest move would be to get yourself a paralegal degree. Paralegal training usually also have courses that introduce paralegal students to legal research tools. Furthermore, you can master a specific area of the legal system, such as immigration or international law. Some...

Depression affects so many people around the world and learning how to cope with it is not easy. If you have admitted that you have a problem and are being treated for it, then you are one step closer to healing. But you may find yourself in a predicament if your depression is causing problems between you and your co-workers. By getting help through depression therapy and learning how to cope with social situations you will be able to handle the problems your co-workers throw your way. How many of these questions can you answer? * Does my illness affect my ability to perform my job? * Have I changed jobs more frequently than my peers because of depression related issues? * Have I been passed up...

Income protection refers to a mechanism in which an individual or institutions protects its earnings and living costs through an insurance scheme. To get the best offer in terms of insurance premiums and the sum assured, shopping for an income protection quote from various sources and compare them. Why is income protection quote necessary? Everyone needs income protection cover. This is because you can never be sure of tomorrow. There are many risks in the environment that can lead to death or incapacitation due to physical or mental disability. Prolonged sickness such as terminal disease e.g. cancer can greatly affect the income levels of an individual or family. With such circumstances, the...

Affiliate marketing is perhaps the easiest way to make some money for someone who just started out online, perhaps working part time. It can be a real opportunity for you to finally "fire your boss" and work as and when you like. But you need to avoid certain pitfalls or mistakes that could potentially kill your dreams. Here are 7 mistakes that many affiliate marketers, new or seasoned ones, make on a daily basis: 1) Still having the employee mindset Affiliate marketing is a BUSINESS. When you become an affiliate, you are no longer an employee. You longer have the luxury of paid sick leave, medical benefits, travel allowances, fixed pay packet, etc. You are on your own, so to speak. So it is time to...

Dental and medical secretaries are like a personal secretary and clerk to the dentists or physicians. They take down various notes from the doctor and type them out for them, apart from that they look after the inflow of patients, file the patient's medical records, payment bills, and do other odd jobs. Following are some of the features of a qualified medical secretary: * A medical secretary has to have a comfort level with their doctor and an in-depth understanding of the various medical processes and terms used by them. * They save the doctor's time by giving them a short report of the present medical condition of the patient. * Arranging for appointments with the doctor is also one of the...

Massage therapists and other bodyworkers who routinely work in close proximity to people are especially vulnerable to catching airborne illnesses, such as the cold or flu. If not very careful, you may catch something from your clients and then unknowingly spread these germs to others, too. If you are employed by someone, you might have the luxury of getting paid sick leave. However, if you are self-employed, being sick can mean having to take a day or two off - which then means you'll have to forgo a day or two without pay. It is therefore in your own best interest to stay healthy and keep your immune system strong. Because the profession of massage therapy is concerned with the health and overall...

There is no doubt about it, the current system is no longer working-at least its not working for everyone. According to the Employee Benefits Research Institute, while there is a general, overall stability in the system of employer-sponsored health insurance, with large employers not yet willing to relinquish their role in the system; the percentage of small businesses with fewer than 200 employees that offer health coverage dropped in the last seven years, going from 68% in 2000 to 59% in 2007. The effects of high healthcare costs go far beyond insurance premiums. In fact, impossibly high health insurance costs can be disastrous. A 2005 Health Affairs study entitled MarketWatch: Illness And Injury...

What doesn't it cover? Income protection cover does not cover you if you are unemployed. This is for those, who are employed and are out of employment due to sickness, accident and redundancy. It does not cover people who have deliberately left their job or voluntarily put down their papers. A payment protection insurance will cover even a self employed person unlike income protection. In their case, there is no redundancy but only protection against payments in case of sickness, accident etc. It is to protect those employees whose employer has laid them off. There is a financial crisis but you have an income protection policy in place which you can take benefit of. This means that you will not be...

What is protection mortgage? It is as simple as it sounds. Basically, it protects your loan or mortgage payments in times of redundancy, illness, accident etc. You will not lose out on any asset that is pledged against your mortgage. Is this protection cover meant only for loan protection? Not really, they will help you make any payments that are due such as loans, credit cards or mortgages etc. Will you be covered if you are on sick leave and unable to go to work? No policy will let you have dual income source. This policy is a protective cover only when you have no income due to redundancy. If you have paid sick leave then your employer will be paying you your salary and you can't claim for any...

Out of job due to unemployment, sickness, accident? Are you thinking over what may happen in such a situation and what if the doom's day strikes? Don't worry, you will not be affected financially, if you get a protective payment cover for your self before these eventualities occur. Redundancy policy is the right cover for you. If you are made unfit to work due to redundancy, sickness, accident or unemployment, you must understand that a protective policy will support you financially. Be it mortgage payments, monthly house hold bills, credit card payments your policy will cover it all if you were to be bed ridden and are made redundant due to various reasons such as accident, sickness, unemployment...

Health is on almost everyone's mind these days, especially with the downturn in the economy. Working people cannot afford to get ill. Even if they have paid sick leave, they are afraid they'll lose their jobs if they take it. If they don't have paid sick time, they can't afford to lose their wages. So they go to work sick and spread their condition to co-workers. Increasingly, parents of young children can't afford to take their children to the doctor. Even if they have insurance, which more and more do not, they can't afford the co-pay and the cost for any tests or medications. Plus, keeping children out of daycare or school to go to the doctor or recover from a sickness means lost work time for...

The work ethic in the US today seems to push us all into working harder and faster than we have ever worked before. The technology that was supposed to make life easier has just added to our work load. With email, instant messaging, Blackberries, and mobile phones we are all very accessible. There is almost no place that we can go where we won't be disturbed! Clients tell me they cancel vacations because they don't have time to take them. The ones that take a vacation bring their Blackberry along so they can keep up with their email. Women attorneys tell me they can't see how children and a family could ever fit into their lives and still have a thriving law practice. Is it possible to have a...

What is redundancy payment protection cover? It is basically a protective cover to pay you a portion of your salary in case you are made redundant due to injury, sickness or have lost your job due to inevitable reasons. It will not cover you in case you have voluntarily stayed away from work. Will this payment protection cover you for your mortgage payment? This payment protection cover will cover your mortgage as well as your credit card bills if you are unable to go to work. Some times, there is a full payment of your monthly mortgage charges paid out to you. Why is such a policy required? It is always recommendable to be prepared in times of any untoward incident. You may face some risky and...

Often, people who have suffered a personal injury happen to get skeptical about claiming a compensation for the same. While some feel it would hamper their relationship with the company they have been working for the others feel they may actually lose their job because of this move. What each individual going through this thought process and physical condition needs to think about is the long term perspective. The result of not taking any action towards gaining compensation is in no way going to be beneficial for any employee. Even if a company gives the employee a chance to go on a paid sick leave this is going to be very short lived whereas the results of the injury in the form of reduced...

In the middle of the highest unemployment rate in the last couple of decades which is growing more and more almost every day, most of the workers found them self happy for even having a job. But, what about their health? Most of them doesn't feel very healthy. One of three workers is suffering from at least one symptom of clinic depression, 41% is complaining that they are feeling often or very often under stress, and every fifth one has sleeping problems. Generally, 14% are undergoing treatment for high cholesterol, and every fifth one is using medications to lower their blood pressure. The percent of workers who were stating that they were very healthy has dropped from 34% in 2002 to 28% in 2008...

iv id="body"> Top 5 List of issues which kept workplaces abuzz in 2009. 1. Swine Flu and the Workplace On June 11, 2009, the World Health Organization declared the Swine Flu virus (H1N1) a pandemic. In doing so, employers across the U.S. scurried to take precautions for what to do when the virus struck their workplace. Fortunately, health commentators suggest that we've all seen the worst of this virus. However, no one can ever be certain. What is clear, however, is that labor and employment law specialists alike agreed that this highly contagious flu strain should not usher in disability and medical condition discrimination claims. This is, in part, because employers could encourage employees to be...

Disability can occur at any time. While many people take their body and health for granted, serious accident or injury can happen to anyone and if you find yourself disable, for a short period or long term, how will you cope? Disability insurance is a sub set of health insurance that will provide the holder with income should they become disabled and thus unable to continue earning a living. If this were to happen to you, do you know what you or your family would do for income? If you are aged 40, there is a higher chance that you will be disabled, and thus unable to work for a period of 90 days or more, than of you dying before the age of 65. There are three common ways of insuring against this...

You probably wouldn't think twice about the fact that health insurance is absolutely essential, but what about disability insurance? It's just as important. No matter how careful you are about job safety or staying healthy, sometimes there is nothing you can do to prevent an accident or illness. While your health insurance is vital in getting you treatment, what happens when you can't go back to work right away because you're recovering? Your bills need to be paid, and your family needs to eat. This is why disability insurance is absolutely necessary. Disability benefits will help you with your cost of living during the time that you are not well enough to return to work. They will usually not pay...

Ouch! Your back hurts. You'll go to a doctor if it doesn't let up soon, but meanwhile, what can you do to treat back pain? Better yet, since you don't want to simply treat it, what can you to relieve back pain? Wait a minute. What can you do to cure back pain - now?! While back pain can be excruciating, it is common. It is one of the leading reasons people visit doctors each year. Add those who don't want to visit a doctor, and the numbers are staggering. Question is: how can you truly cure back pain? You Don't Want to Hear This! My own doctor told me last week that the best way to cure back pain is to begin, and consistently maintain, regular exercises to strengthen core muscles. After telling me...

Often referred to as disability income insurance, disability insurance is a type of insurance policy that insures that a person receives long term financial benefits in the event of an accident that leads to an inability to work or function, or if a person becomes afflicted with an illness, leaving them unable to work. Disability insurance benefits can be disbursed either as a short-term disability, long-term disability, and paid sick leave. The purpose of disability insurance is to replace the lost income from your work income if you were to suddenly become disabled. The policy that one purchases will contain an outline of the conditions of which one is eligible to receive disability benefits. That...

As with any other job, your pharmacy technician salary will be determined by your experience and your education level. Pharmacy technician salaries tend to rise definitively as you progress in the career. Most entry level pharmacy tech salary amounts approximately range between $27,000 and $37,000 a year. As you progress in the career you can expect to be paid approximately between $32,000 and $43,000 a year. Pharmacy technician supervisors' salaries can range between $41,000 and $60,000 a year. These are average figures but the actual salary amount will be determined by individual employers. One factor that affects the pharmacy technician salary pay grade is your education level. The more pertinent...

Phlebotomy salary The health care field is a booming sector and being a part of that field involves caring for people and their health. A best way to get started in the medical profession is to become a phlebotomist. Who is phlebotomist? A phlebotomist is a person who is trained to draw blood from patients as prescribed by a doctor, for drug tests for employers or for blood donations. The first step is to get the training and education required from an accredited college or vocational technical school. These programs can take one semester to one year to complete to obtain a diploma and then an exam is taken for certification. Always, keep in mind, a high school diploma or GED is required to take...

FACT - Today's economy is forcing many to seek new careers. FACT - Paralegal is a growing profession with a documented "bright outlook". Unfortunately, like most things - time and money are the biggest hurdles. The accessibility of information on the Internet can make this task easier. It can also make it harder. How does someone make a decision when so much information is available? Programs with more advertising and higher visability tend to come with higher price tags. The solution- Search smart and keep your end goal in sight! Employment of paralegals and legal assistants is expected to grow 28% between 2008 and 2018, much faster than the average for all occupations. According to the US...

In this article, we will look at some issues you may want to consider when you resign from a position, so that you do not burn any bridges, either inadvertently or in the heat of the moment. And we'll review some of the strategies to use in dealing with such issues relating to job resignation. Resigning a position is a sensitive activity, and can become complicated. Employers will often use emotional tactics to persuade you to stay, or make counteroffers, which are ultimately destructive to your career within the organization. In order to avoid complicated and emotionally charged departures, there are a few guidelines that you may follow. Before you actually resign your position, be sure another...

The Bradford Factor is a unique formula that enables you to identify employees whose “little and often” absences are damaging your business. By giving each of your employees a rating based on the number and length of their absences, it enables you to differentiate between employees on legitimate sick leave and those who are disrupting your business by taking too many ‘sickies.' Its calculation,: E x E x D, where E is the number of episodes of absence and D the total number of days absent, gives a rating to each employee based on the number and length of their absences over a rolling 52 week period; with employees with many short leaves penalized more than those with a small number of long-term...

Office massage has become an increasingly popular trend. Many UK companies are now providing regular massage sessions at work as an investment to their employees' health and wellbeing. Office massage can relieve stress in the workplace, it can improve workers' health and it can create a better and more productive environment in the office. Back pain and stress are some of the most common causes of sick leave in the UK. Absenteeism due to back problems and stress-related conditions is estimated to be costing UK companies billions of pounds every year whilst stress is one of the leading causes of staff absences in the workplace. Regular office massage sessions are an easy and cost-effective way to...