3 Things Your Parents Didn't Teach You About Money

Were your parents wealthy?(for the most part) and collect the check.
My parents did OK, and they did even start their ownPeople who earn royalties on books, movies, or music
business. But they still never taught me these 3 things:also earn leveraged income. But most of us don't get
- The difference between linear and leveraged incometo write best-sellers, star in blockbuster movies, or
- How much money you need to comfortably retireproduce platinum recordings!
- Using the Law of Attraction to attract wealthMy favorite book explaining this concept is Robert
Linear income is trading time for money. In other words,Kiyosaki's "Rich Dad, Poor Dad."
if you don't work you don't get paid. Many people thinkMy parents never really taught me about budgeting
doctors and lawyers have it made, but think about it -money, and I didn't learn that in school either. If you
they only make money when they have a client todon't have long-term leveraged income flowing in, you
help. When they retire, they better have substantialneed substantial savings to retire, especially if you
savings to live off of, just like everyone else whowant to travel and do other fun things. You need
works for someone else.money to cover health care, groceries, and utilities in
Leveraged income takes advantage of other people'saddition to your "beach money." Most people highly
time. Most business owners experience this, if theyunderestimate the amount of money they need to
have employees. You can be out golfing while yourretire comfortably, especially since interest being paid
employees run the business. But a traditional businesson savings is nearly zero now.
requires a fair amount of managing to be sure it isMost people do not understand that money needs to
profitable. And there are the hassles of renting space,be attracted. Napoleon Hill spent 25 years interviewing
hiring and firing employees, and fixing "disasters" (likesome of the world's wealthiest people and
roof leaks).documented his findings in the classic book "Think And
What I love about MLM is leveraged income withoutGrow Rich." Although he doesn't refer to his method
the hassles. You make money on the sales volume ofas the Law of Attraction, that's what it is. He gives
your downline. While you will need to help them getinstructions on how to attract money, and he also
trained, if you have a good system that duplicates, youmakes it clear that if you don't focus on attracting
can plug them in and just answer questions, or maybewealth, by default you will attract poverty (or a
do some calls with them. Once you have somemediocre lifestyle) instead.
determined people producing results, you can sit back