Employee Benefits

td>time off for vacation. Again, this is something offered,
Over the years, one of the most important factorsnot mandated by law, as most people believe. Now,
candidates cited in searching for employment waswhen it comes to receiving vacation time, if it is
benefits. Surprisingly this was second to salary.provided by the employer, it must be treated in the
Considering the high cost of healthcare andsame way as wages, being earned daily, which is law.
prescriptions, benefits have played a vital role in theThe other factors protecting the employee from
way people look for jobs. Unfortunately, in recentaccrued vacation is that once it is earned, the
years, we have seen a decline in the benefits beingcompany cannot renege by taking it back and if the
offered. Companies are finding it difficult to keep paceemployee leaves the company, regardless of
with the rising costs of insurance and other employeetermination or voluntary leave, he or she must be paid
benefits, forcing them to either reduce or eliminate theirearned income.
offering.The examples listed below will provide you with an
Many believe that employees are entitled to benefits,idea of what is the employee’s right versus
feeling it is the company’s responsibility to offerprivilege:
some level of support. Others believe that employee• Any company with a minimum of one employee is
benefits are a privilege not a right. For this group, theyrequired to provide unemployment insurance, which is
believe that any offering is better than nothing at all.covered 100%, meaning the employee pays nothing.
Adding further fuel to this hotbed issue — the• Workmen’s Compensation — This
number one reason that people file for bankruptcy istoo must be provided for any company with one
medical bills. So, what is the truth about employeeemployee to include disability income, medical benefits,
benefits — is it a right or a privilege?and time off, paid for by the company at 100%.
Let’s begin by addressing the many• Pregnancy Disability Leave — For
inaccuracies and misconceptions relating to employeecompanies with a minimum of five employees,
benefits. Myth: For Only large companies are requiredreasonable accommodation must be provided, typically
by law to provide benefits. Truth: The truth is that whilebetween four and eight weeks.
some benefits are mandated, the majority are not.• Vacation — This benefit is not required
Standard benefits such as healthcare, holiday pay, andunder current law although any vacation must be
vacation are routinely offered by companies of allaccrued and paid out to the employee upon separation
sizes as part of a benefits package. While mostfrom the company.
companies do offer some or many of these benefits,• Sick Pay — Again, by law, this is not
from a legal standpoint, these “benefits” are notrequired. However, under the Federal Medical Leave
actually governed by the law.Act (FMLA), employees under certain circumstances
In a competitive marketplace, employee benefits canwould be provided time off (up to 12 work weeks
be the deciding factor for many candidates.within a 12 month period) without pay while the current
Organizations offer these benefits in order to attractjob is protected. FMLA would cover issues pertaining
and retain high quality employees. Business ownersto death in the family, medical leave, adoption and
know that providing perks to employees is aserious health issues of immediate family members.
worthwhile investment to attract a higher caliber of• Holiday Pay — This too is at the discretion
employee. Therefore, while the company has to spendof the company and not mandated.
significant money to provide this type of coverage,• Pension and Retirement — While this would
they do so as an investment to growing business, andnot be mandatory, any coverage provided would need
attracting and retaining a talented workforce notto follow strict ERISA regulations and tax laws.
because they are required to do so. Today’s• Healthcare Insurance — Finally, health
world is highly competitive. Individuals who haveinsurance is not required by law. However, when
graduated with a BA or even MBA usually only workcoverage is offered, it would fall under the direction of
for top companies. This means that for small toCOBRA, Cal-COBRA, and HIPPA regulations.
medium size organizations to compete they have toAs you can see, most employee benefits are in fact a
find creative ways to make the opportunities moreprivilege and not a right. While job seekers and
appealing.employees might deem it unfair or even immoral, it is
Another misconception is that people are entitled towhat the law currently states.