Government Benefits - Helping You Through Injury or Illness

"body">working whileclaiming – you may be allowed to
If you’re incapacitated for any reason and arework up to 16 hours a week or earn asmall income,
unable to work, you mayqualify to receive certaindepending on the nature of the job. If you do
benefits from the government to assist you.work,though, you may be required to pay income tax.
This is one of a series of guides to governmentNHS costs – most of the treatments provided on
benefits, in whichyou’ll find practical informationthe NHS arefree, but there are some that you must
on the range of benefits that may beavailable to you.pay towards. If you’re on a lowincome or unable
Statutory sick pay – this benefit is paid to peopleto work, you may be able to apply for free treatment.
who arein employment but are unable to work due toThis includes dentistry, prescriptions, travel to and from
illness. It’s currentlypaid at £70.05 perhospital,eye tests, vouchers for glasses and contact
week for up to 28 weeks of illness, and can beclaimedlenses, wigs and supports.
after four or more consecutive days of being sick. (IfAgain, you won’t be eligible if you have more
you’restill unwell after 28 weeks, you can applythan £16,000 insavings.
for incapacity benefit.) Toclaim statutory sick pay,Community care grant – this is a sum of money
you’ll need to inform your employer (eitherbyawarded topeople who need help to live independently
phone or in writing – you don’t have toin the community. You canapply for it if you are
speak to them in person)within one week of falling ill.receiving other benefits such as
Some employers offer their own sick payschemesjobseeker’sallowance or incapacity benefit. It can
instead of statutory sick pay. Check your terms andhelp people who need financialsupport after leaving
conditionsof employment.care, or who need financial support [ so thatthey
Incapacity benefit – if you have an illness or injurydon’t have to move into care. In some
andhave been unable to work 28 weeks or more, andcircumstances, people who havegone through a
or your statutory sickpay period has ended, you maydifficult period in their lives or have suffered afamily
be eligible for incapacity benefit. Therate increases thebreakdown may be eligible, and it may also be granted
longer you receive this benefit, currently going uptoto peoplewho care for someone else. If you have
£78.50 per week for long-term illness or injurysavings of over £500 (orover £1,000 if
(over 52 weeks ofincapacity). When you apply, eitheryou’re over 60) you may not qualify for the
online or at your local jobcentreplus, you’ll befullamount. The grant will be paid into your bank
asked to go for a personal capability assessmentaccount as a lump sum.
andyou may need a medical examination by a doctor.You won’t be required to pay it back and it
If you’re deemedeligible, you’ll receiveisn’t considered as income,so it won’t
flat-rate weekly payments directly into yourbankaffect any other benefits you receive or apply for.
account. You’re not automatically barred fromApply for it atyour local jobcentre plus.