| One of the many elements of your personal injury | | | | losses can also apply to overtime, sick time, and any |
| case or accident claim is the amount of income that | | | | vacation time that you use. These all have a value, and |
| you lose as a result of the negligence of another. The | | | | you are entitled to be compensated for the loss of |
| calculation of your loss of income can be either very | | | | these values because of another's negligence. |
| easy or extremely complicated, so it is a good idea to | | | | It is important to note that you should always follow |
| follow the following suggestions: | | | | your doctor's instructions. If your doctor tells you to |
| Assume that Insurance Companies are Not Going to | | | | take three weeks off from work, then it is much |
| Believe | | | | easier for us to argue that the loss of income incurred |
| Your Claim for Lost Wages, So Be Prepared to Prove | | | | during this period of time is the responsibility of the |
| Everything | | | | party at fault. It is imperative that you be as detailed as |
| If you are injured and you work a forty-hour week, | | | | possible when telling your doctor about the physical |
| with no overtime, then the insurance carrier will want to | | | | problems you are experiencing. It is absolutely |
| see some proof from your employer of your salary | | | | necessary that the physical nature and extent of your |
| (paystub, W-2, tax return, etc.). You should keep a | | | | job duties and responsibilities and what is required of |
| complete record of all lost wages. At the very least, | | | | you at work is fully understood If you lose overtime or |
| you should obtain a statement from your employer | | | | are forced to use sick time or vacation time from your |
| that outlines your salary, the number of hours you | | | | work, you should arrange to get a letter from your |
| work in a week, the time that you have missed from | | | | employer (we will arrange for this after you speak |
| work, and any other monetary losses that you have | | | | with your employer) indicating how much overtime you |
| incurred. | | | | lost on each day and the value of that overtime. If you |
| It is a good idea to obtain other forms of documentary | | | | had to use sick days or vacation time, have your |
| evidence such as paystubs, copies of paychecks, | | | | employer draft a letter indicating how much sick time |
| calendars, ledgers, time cards, and anything else that | | | | and vacation time you used and the value of that time. |
| will help to establish your losses. Additionally, you will | | | | Trips to the Doctors |
| also need some documentation from your employer | | | | If you have returned to work but have to take time off |
| establishing how much time you lost from work. | | | | to visit health care professionals, you are entitled to be |
| It would also be helpful to have a note or notation in | | | | compensated for any money you lose or for the value |
| your medical record from your treating physician that | | | | of you're the vacation or sick time you have to use. |
| you could not work for any specific time due to the | | | | Your employer should clearly document the time you |
| injuries you sustained in the accident. It is also important | | | | missed from work for these appointments. You should |
| for you to report to your physician your inability to | | | | keep a calendar of all time missed from work, the |
| work, and why, so that it will be become a matter of | | | | reason you missed time, the hours you missed, and |
| record. | | | | why you missed this time. Make sure your employer |
| Overtime, Sick Time, and Vacation Time | | | | knows that you are missing time as a result of your |
| If your doctor indicates to you, which should be in | | | | accident-related appointments and provide written |
| writing, that you cannot work, you are entitled to collect | | | | documentation to your employer to confirm this |
| monies that do not include just your lost salary. These | | | | information. |