| 25% of pregnancies will experience one or more | | | | due to a medical reason. |
| complications of pregnancy. The most common | | | | Get Paid to Protect your Income |
| pregnancy complications include: | | | | Short Term Disability Insurance can actually pay you to |
| - Ectopic Pregnancy - When the egg is fertilized | | | | protect your income in case of pregnancy |
| outside the uterus | | | | complications. Sound too good to be true? Well you do |
| - RH Negative Disease - The mother is Rh negative, | | | | have to act at the right time. Read below to see how |
| and her child is Rh positive, and she builds antibodies | | | | this works. |
| against the next Rh positive baby | | | | Your normal labor and delivery is a covered benefit. |
| - Pre-term Labor - Mother's body tries to deliver the | | | | Short term disability covers a vaginal delivery for six |
| baby before reaching full development | | | | weeks, and a c-section delivery for eight weeks. Your |
| - Gestational Diabetes - Mother's body does not make | | | | benefit for a c-section delivery may triple the premium |
| enough insulin | | | | you pay over the course of twelve months, helping |
| - Spontaneous Abortion - A pregnancy that ends on | | | | you to create maternity leave income. |
| its own. 10% to 20% of pregnancies end in miscarriage | | | | But your policy must begin before getting pregnant in |
| Many working women are concerned about what | | | | order to be eligible for these benefits. Pregnancy is a |
| might happen if they needed to leave work prior to | | | | pre-existing condition and will not be covered if you |
| delivery due to pregnancy complications. Saving up for | | | | apply for coverage after you are already pregnant. |
| maternity leave is difficult enough, without the extra | | | | Lets suppose you purchase a policy three months |
| burden of unplanned time away from the job. | | | | before you conceive. You deliver twelve months after |
| Think about the consequences to you and your family | | | | the policy effective date via cesarean section. Your |
| if your doctor ordered you to stop working during your | | | | benefit for normal delivery is three times the premium |
| first trimester. Could you afford the extended time | | | | you paid, and you can use this money to fund your |
| away from work? Do you really want to choose | | | | maternity leave. The very same policy also pays |
| between paying your bills, and protecting your health | | | | benefits for pregnancy complications. So if you needed |
| and the health of your baby? | | | | to miss work for bed rest, you have the security of |
| Short Term Disability Insurance is a great way to | | | | your short term disability policy. |
| protect your income in case of pregnancy | | | | This is how you can you can protect your income |
| complications. It replaces up to 2/3 of your income | | | | from pregnancy complications, and get maternity leave |
| during the time you are unable to work, and benefits | | | | income at the same time. |
| may be payable if your pregnancy requires bed rest | | | | |